FirmAtlas
Company handbook · TRV · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
TRV · CIK 86312 · LATEST FILING: 10-Q JUN '26 · FILED JUL 17, 2026
Travelers Companies, Inc.
$389.54
+5.65 (+1.47%)
Close, Oct 16, 2026 · 52-week $262–399
Last fiscal year
Travelers Companies, Inc. reported revenue of $48.8B for the year ended Dec 31, 2025 (FY25), up 5.2% from FY24. Net income was $6.3B. Source: 10-K filed Feb 12, 2026.
Market cap
$84.7B
P/E
10.2
P/B
2.6
Div yield
1.21%
Op. ROE
20.9%
Revenue 1Y
5.2%/yr
EPS 1Y
27.8%/yr
Shares 1Y
−4%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOAlan D. Schnitzer
HQSaint Paul, MN
AuditorKPMG LLP
Employees34,000
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
13.0%
20.1%
32.4%
48.9%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$11.3B net income
Dividends
$1.9B
17.1%
Buybacks
$4.0B
35.5%
Retained
$5.3B
47.4%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Gross premiums written
44,377
45,594+2.7%
—
Net premiums written
43,356
44,387+2.4%
—
Net premiums earned
41,941
43,914+4.7%
—
Net investment income
3,590
3,959+10.3%
—
Total revenue
46,423
48,828+5.2%
48,979
YoY
+5.2%
Losses & loss adjustment expenses
27,059
27,221+0.6%
—
Policy acquisition costs
6,973
7,266+4.2%
—
Pre-tax income
6,180
7,796+26.1%
—
Net income
4,999
6,288+25.8%
8,303
YoY
+25.8%
EPS (diluted, $)
21.47
27.43+27.8%
37.76
YoY
+27.8%
Balance sheet
Total assets
133,189
143,708+7.9%
143,580
Cash & short-term investments
699
842+20.5%
—
Investments
94,223
101,182+7.4%
—
Other assets
38,267
41,684+8.9%
—
Total liabilities
105,325
110,814+5.2%
110,459
Loss & LAE reserves
64,093
65,737+2.6%
—
Unearned premiums
22,289
22,431+0.6%
—
Other liabilities
18,943
22,646+19.5%
—
Shareholders’ equity
27,864
32,894+18.1%
33,121
Shares outstanding (M)
227
218−4.0%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Cash flow statement · as filed
Cash from operations
9,074
10,606+16.9%
11,026
Net income
4,999
6,288+25.8%
—
Depreciation & amortization
715
680−4.9%
—
Stock-based compensation
260
256−1.5%
—
Working capital & other
3,100
3,382+9.1%
—
Cash from investing
(7,264)
(7,652)n/m
—
Acquisitions
(382)
0n/m
—
Investments bought
(17,132)
(18,771)n/m
—
Investments sold / matured
8,537
11,660+36.6%
—
Other investing
1,713
(541)−131.6%
—
Cash from financing
(1,747)
(2,663)n/m
—
Debt raised
0
1,233n/m
—
Dividends
(951)
(979)n/m
—
Buybacks
(1,003)
(3,004)n/m
—
Shares issued
321
214−33.3%
—
Other financing
(114)
(127)n/m
—
Net change in cash
49
314+540.8%
—
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
12,470
12,432
11,924
12,153
vs year-ago quarter
Net income
1,888
2,496
1,711
2,208
vs year-ago quarter
Net margin
15.1%
20.1%
14.3%
18.2%
EPS (diluted, $)
8.24
11.48
7.78
10.26
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
143,678
143,708
142,309
143,580
Cash & equivalents
729
842
615
621
Total debt
—
100
—
—
Shareholders’ equity
31,609
32,894
31,986
33,121
Cash flow
Sep '25
Dec '25
Mar '26
Jun '26
Operating cash flow
4,227
2,685
2,198
1,916