FirmAtlas
Company handbook · TFC · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-16
TFC · CIK 92230 · LATEST FILING: 10-Q JUN '26 · FILED JUL 31, 2026
TRUIST FINANCIAL CORPORATION
$47.07
+0.50 (+1.07%)
Close, Oct 16, 2026 · 52-week $42–56
Last fiscal year
TRUIST FINANCIAL CORPORATION reported revenue of $20.3B for the year ended Dec 31, 2025 (FY25), up 53.0% from FY24. Net income was $5.0B. Source: 10-K filed Feb 24, 2026.
Market cap
$59.4B
P/E
10.7
P/B
0.9
Div yield
4.42%
ROTCE
7.7%
Revenue 1Y
53.0%/yr
EPS 1Y
13.7%/yr
Shares 1Y
−4%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOMichael P. Lyons
HQCharlotte, NC
AuditorPricewaterhouseCoopers LLP
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
2.2%
−5.2%
17.5%
14.6%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$9.4B net income
Dividends
$5.4B
57.6%
Buybacks
$3.5B
37.1%
Retained
$501M
5.3%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Total revenue
13,278
20,319+53.0%
20,850
YoY
+53.0%
Interest income
25,066
24,542−2.1%
—
Interest expense
10,975
10,119−7.8%
—
Net interest income
14,091
14,423+2.4%
14,549
Non-interest income
(813)
5,896n/m
—
Provision for credit losses
1,870
1,894+1.3%
—
NII after provision
12,221
12,529+2.5%
—
Non-interest expense
12,009
12,076+0.6%
—
Pre-tax income
(601)
6,349n/m
—
Net income
4,469
4,974+11.3%
5,533
YoY
+11.3%
EPS (diluted, $)
3.36
3.82+13.7%
4.38
YoY
+13.7%
Balance sheet
Total assets
531,176
547,538+3.1%
556,023
Cash & securities
39,768
36,377−8.5%
—
Gross loans & leases
306,383
328,595+7.2%
—
Less allowance for credit losses
(4,857)
(5,030)n/m
—
Other assets
189,882
187,596−1.2%
—
Total liabilities
467,497
482,349+3.2%
491,928
Deposits
390,524
400,398+2.5%
—
Borrowings
64,161
69,802+8.8%
69,861
Other liabilities
12,812
12,149−5.2%
—
Shareholders’ equity
63,679
65,189+2.4%
64,095
Tangible common equity
63,679
65,189+2.4%
—
Shares outstanding (M)
1,316
1,262−4.1%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Total revenue
5,187
5,246
5,152
5,265
vs year-ago quarter
Net interest income
3,629
3,700
3,599
3,621
Non-interest income
1,558
1,546
1,553
1,644
Net income
1,348
1,289
1,377
1,519
vs year-ago quarter
EPS (diluted, $)
1.04
1.02
1.09
1.23
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
543,851
547,538
548,975
556,023
Cash & due from banks
36,852
36,377
36,197
39,288
Borrowings
71,105
69,802
69,063
69,861
Shareholders’ equity
65,646
65,189
64,214
64,095