FirmAtlas
Company handbook · RF · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
RF · CIK 1281761 · LATEST FILING: 10-Q JUN '26 · FILED AUG 6, 2026
REGIONS FINANCIAL CORPORATION
$27.45
+0.14 (+0.51%)
Close, Oct 16, 2026 · 52-week $23–32
Last fiscal year
REGIONS FINANCIAL CORPORATION reported revenue of $7.5B for the year ended Dec 31, 2025 (FY25), up 6.3% from FY24. Net income was $2.2B. Source: 10-K filed Feb 24, 2026.
Market cap
$24.6B
P/E
11.0
P/B
1.3
Div yield
3.99%
ROTCE
11.7%
Revenue 1Y
6.3%/yr
EPS 1Y
19.2%/yr
Shares 1Y
−2%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOJohn M. Turner, Jr.
HQBirmingham, AL
AuditorErnst & Young LLP
Employees19,969
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
10.6%
4.1%
18.4%
17.6%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$4.0B net income
Dividends
$1.8B
44.5%
Buybacks
$1.4B
34.9%
Retained
$832M
20.5%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Total revenue
7,083
7,526+6.3%
7,617
YoY
+6.3%
Interest income
7,108
7,073−0.5%
—
Interest expense
2,290
2,082−9.1%
—
Net interest income
4,818
4,991+3.6%
5,063
Non-interest income
2,265
2,535+11.9%
—
Provision for credit losses
487
470−3.5%
—
NII after provision
4,331
4,521+4.4%
—
Non-interest expense
4,242
4,313+1.7%
—
Pre-tax income
2,354
2,743+16.5%
—
Net income
1,893
2,156+13.9%
2,232
YoY
+13.9%
EPS (diluted, $)
1.93
2.30+19.2%
2.47
YoY
+19.2%
Balance sheet
Total assets
157,302
158,814+1.0%
161,299
Cash & securities
10,712
10,907+1.8%
—
Gross loans & leases
96,727
95,637−1.1%
—
Less allowance for credit losses
(1,613)
(1,556)n/m
—
Other assets
51,476
53,826+4.6%
—
Total liabilities
139,423
139,771+0.2%
142,459
Deposits
127,603
131,128+2.8%
—
Borrowings
6,493
4,884−24.8%
7,628
Other liabilities
5,327
3,759−29.4%
—
Shareholders’ equity
17,879
19,043+6.5%
18,840
Tangible common equity
17,879
19,043+6.5%
—
Shares outstanding (M)
918
896−2.4%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Total revenue
1,916
1,921
1,873
1,907
vs year-ago quarter
Net interest income
1,257
1,281
1,248
1,277
Non-interest income
659
640
625
630
Net income
569
534
559
570
vs year-ago quarter
EPS (diluted, $)
0.61
0.60
0.62
0.64
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
159,940
158,814
160,741
161,299
Cash & due from banks
12,099
10,907
11,143
9,926
Borrowings
6,085
4,884
6,337
7,628
Shareholders’ equity
19,049
19,043
18,779
18,840