FirmAtlas
Company handbook · PNC · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-16
PNC · CIK 713676 · LATEST FILING: 10-Q JUN '26 · FILED AUG 5, 2026
PNC FINANCIAL SERVICES GROUP, INC
$217.39
+2.45 (+1.14%)
Close, Oct 16, 2026 · 52-week $177–259
Last fiscal year
PNC FINANCIAL SERVICES GROUP, INC reported revenue of $23.1B for the year ended Dec 31, 2025 (FY25), up 7.2% from FY24. Net income was $6.6B. Source: 10-K filed Feb 20, 2026.
Market cap
$86.1B
P/E
11.8
P/B
1.3
Div yield
3.40%
ROTCE
11.4%
Revenue 1Y
7.2%/yr
EPS 1Y
20.7%/yr
Shares 1Y
−1%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOWilliam S. Demchak
HQPittsburgh, PA
AuditorPricewaterhouseCoopers LLP
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
9.5%
1.8%
22.5%
21.9%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$12.1B net income
Dividends
$5.2B
42.8%
Buybacks
$2.0B
16.8%
Retained
$4.9B
40.4%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Total revenue
21,555
23,099+7.2%
25,026
YoY
+7.2%
Interest income
26,384
25,307−4.1%
—
Interest expense
12,885
10,897−15.4%
—
Net interest income
13,499
14,410+6.7%
15,447
Non-interest income
8,056
8,689+7.9%
—
Provision for credit losses
741
660−10.9%
—
NII after provision
12,758
13,750+7.8%
—
Non-interest expense
13,524
13,834+2.3%
—
Pre-tax income
7,242
8,486+17.2%
—
Net income
5,496
6,576+19.7%
7,265
YoY
+19.7%
EPS (diluted, $)
13.74
16.59+20.7%
17.90
YoY
+20.7%
Balance sheet
Total assets
560,038
573,572+2.4%
616,034
Cash & securities
46,251
39,713−14.1%
—
Gross loans & leases
316,467
331,481+4.7%
—
Less allowance for credit losses
(4,486)
(4,410)n/m
—
Other assets
201,806
206,788+2.5%
—
Total liabilities
505,613
512,987+1.5%
552,026
Deposits
426,738
440,866+3.3%
—
Borrowings
61,673
57,101−7.4%
85,723
Other liabilities
17,202
15,020−12.7%
—
Shareholders’ equity
54,425
60,585+11.3%
64,008
Tangible common equity
54,425
60,585+11.3%
—
Shares outstanding (M)
400
396−1.0%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Total revenue
5,915
6,071
6,165
6,875
vs year-ago quarter
Net interest income
3,648
3,731
3,961
4,107
Non-interest income
2,267
2,340
2,204
2,768
Net income
1,723
1,827
1,675
2,040
vs year-ago quarter
EPS (diluted, $)
4.35
4.61
4.13
4.81
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
568,767
573,572
603,028
616,034
Cash & due from banks
38,871
39,713
31,699
28,745
Borrowings
62,344
57,101
66,666
85,723
Shareholders’ equity
58,990
60,585
63,627
64,008