FirmAtlas
Company handbook · MTB · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
MTB · CIK 36270 · LATEST FILING: 10-Q JUN '26 · FILED AUG 4, 2026
M&T BANK CORPORATION
$215.28
−3.37 (−1.54%)
Close, Oct 16, 2026 · 52-week $176–256
Last fiscal year
M&T BANK CORPORATION reported revenue of $9.7B for the year ended Dec 31, 2025 (FY25), up 4.4% from FY24. Net income was $2.9B. Source: 10-K filed Feb 18, 2026.
Market cap
$34.2B
P/E
11.3
P/B
1.2
Div yield
2.79%
ROTCE
9.8%
Revenue 1Y
4.4%/yr
EPS 1Y
16.1%/yr
Shares 1Y
−5%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEORené F. Jones
HQBuffalo, NY
AuditorPricewaterhouseCoopers LLP
Year endsDecember
Revenue by segment · FY25
Retail Banking50%
Commercial Banking30%
Institutional Services And Wealth Management16%
All Other Segments3%
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
6.6%
7.3%
20.6%
20.5%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$5.4B net income
Dividends
$1.8B
33.0%
Buybacks
$3.0B
55.7%
Retained
$618M
11.4%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Total revenue
9,279
9,690+4.4%
9,961
YoY
+4.4%
Interest income
11,026
10,486−4.9%
—
Interest expense
4,174
3,538−15.2%
—
Net interest income
6,852
6,948+1.4%
7,084
Non-interest income
2,427
2,742+13.0%
—
Provision for credit losses
610
485−20.5%
—
NII after provision
6,242
6,463+3.5%
—
Non-interest expense
5,359
5,493+2.5%
—
Pre-tax income
3,310
3,692+11.5%
—
Net income
2,588
2,851+10.2%
3,033
YoY
+10.2%
EPS (diluted, $)
14.64
17.00+16.1%
19.05
YoY
+16.1%
Balance sheet
Total assets
208,105
213,510+2.6%
219,261
Cash & securities
20,782
18,769−9.7%
—
Less allowance for credit losses
(2,184)
(2,116)n/m
—
Other assets
189,507
196,857+3.9%
—
Total liabilities
179,078
184,333+2.9%
191,315
Deposits
161,095
166,909+3.6%
—
Borrowings
13,665
13,060−4.4%
18,182
Other liabilities
4,318
4,364+1.1%
—
Shareholders’ equity
29,027
29,177+0.5%
27,946
Tangible common equity
29,027
29,177+0.5%
—
Shares outstanding (M)
167
159−5.1%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Total revenue
2,513
2,475
2,441
2,532
vs year-ago quarter
Net interest income
1,761
1,779
1,752
1,792
Non-interest income
752
696
689
740
Net income
792
759
664
818
vs year-ago quarter
EPS (diluted, $)
4.82
4.78
4.13
5.32
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
211,277
213,510
214,736
219,261
Cash & due from banks
1,950
18,769
16,348
17,438
Borrowings
14,987
13,060
19,026
18,182
Shareholders’ equity
28,728
29,177
27,972
27,946