FirmAtlas
Company handbook · JKHY · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
JKHY · CIK 779152 · LATEST FILING: 10-K FY26 · FILED AUG 28, 2026
JACK HENRY & ASSOCIATES, INC.
$153.19
−3.28 (−2.10%)
Close, Oct 16, 2026 · 52-week $121–193
Last fiscal year
JACK HENRY & ASSOCIATES, INC. reported revenue of $2.5B for the year ended Jun 30, 2026 (FY26), up 7.1% from FY25. Net income was $503M, operating cash flow $762M and free cash flow $695M. Source: 10-K filed Aug 28, 2026.
Market cap
$11.0B
P/E
21.9
EV/EBITDA
16.3x
P/B
5.4
Div yield
1.57%
ROIC
23.8%
Revenue 1Y
7.1%/yr
EPS 1Y
11.9%/yr
Shares 1Y
−1%
Loading chart…
Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOGregory R. Adelson
HQMonett, MO
AuditorPricewaterhouseCoopers LLP
Employees7,300
Year endsJune
Revenue by segment · FY26
Payments37%
Core30%
Complementary30%
Corporate Services3%
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
6.4%
−2.1%
1.2%
0.2%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the cash went · FY25–FY26
$981M deployed
Capex
$120M
12.3%
Acquisitions
$42M
4.3%
Dividends
$335M
34.1%
Buybacks
$483M
49.3%
Operating cash flow over the period: $1.4B. Total debt changed by +$40M. R&D of $339M is already inside operating costs.
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · FY26 = year ended Jun 30, 2026 · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
Income
Balance sheet
Total assets
3,044
3,146+3.3%
Cash & short-term investments
102
12−88.2%
Accounts receivable
318
349+9.8%
Net PP&E
221
220−0.2%
Other assets
2,403
2,564+6.7%
Total liabilities
913
1,094+19.8%
Accounts payable
28
35+23.9%
Total debt
0
40n/m
Other liabilities
885
1,019+15.1%
Shareholders’ equity
2,131
2,052−3.7%
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Cash flow statement · as filed
Cash from operations
642
762+18.8%
Net income
456
503+10.3%
Depreciation & amortization
44
42−3.7%
Stock-based compensation
28
32+14.3%
Working capital & other
114
185+62.4%
Cash from investing
(232)
(278)n/m
Capex
(53)
(67)n/m
PP&E sold
0.0
33+1094133.3%
Acquisitions
0
(42)n/m
Investments bought
(2)
(14)n/m
Investments sold / matured
1
1+0.0%
Other investing
(178)
(188)n/m
Cash from financing
(346)
(574)n/m
Debt repaid
(500)
(440)n/m
Dividends
(165)
(170)n/m
Buybacks
(35)
(448)n/m
Shares issued
12
12−1.0%
Other financing
342
473+38.1%
Net change in cash
64
(90)−241.2%
Free cash flow (OCF − capex)
588
695+18.1%
Where the cash went
Operating cash flow
642
762+18.8%
Reinvested in the business
53
109+105.2%
% of operating cash flow
8.3%
14.4%
Capex
53
67+25.8%
Acquisitions
0
42n/m
R&D (memo, already in costs)
163
176+8.4%
Free cash flow
588
695+18.1%
YoY
+18.1%
Returned to shareholders
200
619+209.8%
% of free cash flow
34.0%
89.0%
Dividends
165
170+3.5%
Buybacks
35
448+1178.6%
Change in total debt
—
40
Cash left over
—
74
FCF conversion (FCF ÷ net income)
129.1%
138.2%+9.2 pp
Owner earnings
—
453
Owner earnings margin
—
17.8%
Buyback yield
0.3%
4.5%+4.3 pp
Returns & ratios
ROIC (all capital)
21.8%
23.8%+2.0 pp
ROIC (operating)
86.6%
93.6%+7.0 pp
Net debt / EBITDA
−0.17x
0.04x+0.21x
Debt / equity
0.00x
0.02x+0.02x
ROE
21.4%
24.5%+3.1 pp
ROA
15.0%
16.0%+1.0 pp
ROCE
22.7%
24.5%+1.8 pp
NOPAT
442
489+10.6%
Invested capital (operating)
511
535+4.7%
Invested capital (all)
2,029
2,080+2.5%
Reinvestment rate
—
4.9%
Income
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
645
619
636
644
vs year-ago quarter
Operating income
184
159
155
137
Net income
144
125
123
111
vs year-ago quarter
Net margin
22.3%
20.1%
19.3%
17.3%
EPS (diluted, $)
1.97
1.72
1.71
1.54
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
3,048
3,060
3,051
3,146
Cash & equivalents
36
28
21
12
Total debt
20
20
90
40
Shareholders’ equity
2,173
2,203
2,135
2,052
Cash flow
Sep '25
Dec '25
Mar '26
Jun '26
Operating cash flow
121
153
186
303
Capex
9
21
17
20
Free cash flow
112
131
170
282
vs year-ago quarter