FirmAtlas
Company handbook · HIG · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
HIG · CIK 874766 · LATEST FILING: 10-Q JUN '26 · FILED JUL 23, 2026
The Hartford Insurance Group, Inc.
$135.12
+2.31 (+1.74%)
Close, Oct 16, 2026 · 52-week $120–146
Last fiscal year
The Hartford Insurance Group, Inc. reported revenue of $1.5B for the year ended Dec 31, 2025 (FY25), up 3.3% from FY24. Net income was $3.8B. Source: 10-K filed Feb 20, 2026.
Market cap
$38.7B
P/E
8.9
P/B
2.0
Div yield
1.78%
Op. ROE
22.2%
Revenue 1Y
3.3%/yr
EPS 1Y
28.7%/yr
Shares 1Y
−4%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOChristopher Swift
HQHartford, CT
AuditorDeloitte & Touche LLP
Employees19,200
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
12.1%
13.4%
23.1%
9.0%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$6.9B net income
Dividends
$1.1B
16.5%
Buybacks
$3.1B
45.0%
Retained
$2.7B
38.4%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Net premiums earned
22,567
24,030+6.5%
—
Net investment income
2,568
2,911+13.4%
—
Total revenue
1,458
1,506+3.3%
1,533
YoY
+3.3%
Losses & loss adjustment expenses
14,874
15,238+2.4%
—
Policy acquisition costs
2,282
2,516+10.3%
—
Pre-tax income
3,849
4,760+23.7%
—
Net income
3,111
3,836+23.3%
4,365
YoY
+23.3%
EPS (diluted, $)
10.35
13.32+28.7%
15.44
YoY
+28.7%
Balance sheet
Total assets
80,917
85,997+6.3%
87,983
Cash & short-term investments
234
177−24.4%
—
Investments
59,210
63,957+8.0%
—
Other assets
21,473
21,863+1.8%
—
Total liabilities
64,470
67,018+4.0%
68,350
Loss & LAE reserves
44,610
46,268+3.7%
—
Unearned premiums
9,408
10,053+6.9%
—
Other liabilities
10,452
10,697+2.3%
—
Shareholders’ equity
16,447
18,979+15.4%
19,633
Shares outstanding (M)
299
286−4.1%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Cash flow statement · as filed
Cash from operations
5,909
5,922+0.2%
5,880
Net income
3,111
3,836+23.3%
—
Depreciation & amortization
177
187+5.6%
—
Stock-based compensation
133
141+6.0%
—
Working capital & other
2,488
1,758−29.3%
—
Cash from investing
(3,768)
(3,758)n/m
—
Capex
(145)
(169)n/m
—
Investments bought
(14,023)
(12,769)n/m
—
Investments sold / matured
401
240−40.1%
—
Other investing
9,999
8,940−10.6%
—
Cash from financing
(2,076)
(2,235)n/m
—
Dividends
(556)
(592)n/m
—
Buybacks
(1,514)
(1,615)n/m
—
Shares issued
92
36−60.9%
—
Other financing
(98)
(64)n/m
—
Net change in cash
45
(57)−226.7%
—
Free cash flow (OCF − capex)
5,764
5,753−0.2%
5,873
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
386
644
392
111
vs year-ago quarter
Net income
1,080
1,131
856
1,298
vs year-ago quarter
Net margin
279.8%
175.6%
218.4%
1169.4%
EPS (diluted, $)
3.77
3.95
3.04
4.68
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
84,995
85,997
86,322
87,983
Cash & equivalents
206
177
220
203
Total debt
4,370
4,371
4,372
4,374
Shareholders’ equity
18,450
18,979
18,889
19,633
Cash flow
Sep '25
Dec '25
Mar '26
Jun '26
Operating cash flow
1,838
1,808
1,045
1,189
Capex
45
46
31
(115)
Free cash flow
1,793
1,762
1,014
1,304
vs year-ago quarter