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Company handbook · HBAN · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
HBAN · CIK 49196 · LATEST FILING: 10-Q JUN '26 · FILED JUL 28, 2026
Huntington Bancshares Incorporated logo

Huntington Bancshares Incorporated

$15.27 −0.08 (−0.52%)
Close, Oct 16, 2026 · 52-week $15–19
Last fiscal year

Huntington Bancshares Incorporated reported revenue of $8.2B for the year ended Dec 31, 2025 (FY25), up 10.6% from FY24. Net income was $2.2B. Source: 10-K filed Feb 13, 2026.

Market cap
$23.9B
P/E
10.8
P/B
0.7
Div yield
4.06%
ROTCE
10.0%
Revenue 1Y
10.6%/yr
EPS 1Y
13.9%/yr
Shares 1Y
+8%
Loading chart…
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOStephen D. Steinour
HQColumbus, OH
AuditorPricewaterhouseCoopers LLP
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
4.5%
−1.1%
14.5%
−0.7%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$4.2B net income
Dividends $1.8B 43.6%
Retained $2.3B 56.4%

Growth engines

How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years

Financials

Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Mar '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Total revenue
7,385
8,166+10.6%
8,819
YoY
+10.6%
Interest income
9,921
10,310+3.9%
—
Interest expense
4,576
4,319−5.6%
—
Net interest income
5,345
5,991+12.1%
6,456
Non-interest income
2,040
2,175+6.6%
—
Provision for credit losses
361
466+29.1%
—
NII after provision
4,984
5,525+10.9%
—
Non-interest expense
4,562
5,015+9.9%
—
Pre-tax income
2,403
2,688+11.9%
—
Net income
1,940
2,211+14.0%
2,207
YoY
+14.0%
EPS (diluted, $)
1.22
1.39+13.9%
1.33
YoY
+13.9%
Balance sheet
Total assets
204,230
225,106+10.2%
285,372
Cash & securities
12,847
13,495+5.0%
—
Gross loans & leases
130,042
149,642+15.1%
—
Less allowance for credit losses
(2,244)
(2,537)n/m
—
Other assets
63,585
64,506+1.4%
—
Total liabilities
184,490
200,764+8.8%
252,837
Deposits
162,448
176,610+8.7%
—
Borrowings
16,573
18,482+11.5%
23,469
Other liabilities
5,469
5,672+3.7%
—
Shareholders’ equity
19,740
24,342+23.3%
32,535
Tangible common equity
19,740
24,342+23.3%
—
Shares outstanding (M)
1,454
1,568+7.8%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Where the earnings went
Net income
1,940
2,211+14.0%
2,207
Returned to shareholders
903
908+0.6%
—
% of net income
46.5%
41.1%
Dividends
903
908+0.6%
—
Retained
1,037
1,303+25.7%
—
Operating cash flow
1,836
2,482+35.2%
2,493
Returns & ratios
ROTCE
9.8%
10.0%+0.2 pp
—
Net interest margin
4.1%
4.3%+0.2 pp
—
Efficiency ratio
61.8%
61.4%−0.4 pp
—
ROA
0.9%
1.0%+0.0 pp
—
Loans / deposits
80.1%
84.7%+4.7 pp
—
Income
Jun '25
Sep '25
Dec '25
Mar '26
Total revenue
1,938
2,134
2,174
2,573
vs year-ago quarter
Net interest income
1,467
1,506
1,592
1,891
Non-interest income
471
628
582
682
Net income
536
629
519
523
vs year-ago quarter
EPS (diluted, $)
0.34
0.41
0.33
0.25
vs year-ago quarter
Balance sheet
Jun '25
Sep '25
Dec '25
Mar '26
Total assets
207,742
210,228
225,106
285,372
Cash & due from banks
10,359
12,738
13,495
19,186
Borrowings
18,043
17,567
18,482
23,469
Shareholders’ equity
20,928
22,248
24,342
32,535
Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
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Data from SEC EDGAR filings. Not investment advice.