FirmAtlas

Company handbook · ERIE · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17

ERIE · CIK 922621 · LATEST FILING: 10-Q JUN '26 · FILED JUL 30, 2026

ERIE INDEMNITY COMPANY

$243.71 +5.02 (+2.10%)

Close, Oct 16, 2026 · 52-week $205–331

↗ erieinsurance.com

Last fiscal year

ERIE INDEMNITY COMPANY reported revenue of $4.1B for the year ended Dec 31, 2025 (FY25), up 7.2% from FY24. Net income was $559M. Source: 10-K filed Feb 23, 2026.

Div yield

2.40%

Op. ROE

26.2%

Revenue 1Y

7.2%/yr

EPS 1Y

n/m

Loading chart…

Daily closes, split-adjusted · ratios at each fiscal year end

Company

HQErie, PA

AuditorErnst & Young LLP

Year endsDecember

Compounded growth & averages

10Y

TTM

Share price

9.0%

4.6%

−7.8%

−21.9%

Upgrade to see 10 years

Share price: yearly compound rate of the traded close; the last column is the past year.

Where the earnings went · FY24–FY25

$1.2B net income

Dividends $492M 42.4%

Retained $668M 57.6%

Sources 10-K FY25 10-Q Jun '26 All filings on EDGAR

Latest filings

Jul 30, 2026 Quarterly results 8-K May 21, 2026 Executive or director change 8-K Apr 23, 2026 Quarterly results 8-K Feb 23, 2026 Quarterly results 8-K Feb 20, 2026 Executive or director change 8-K

Growth engines

How much of the profit growth came from new investment, and how much from running the business better.

Upgrade to see 10 years

Financials

Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year

Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier

TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.

Income

FY24 FY25

TTM

Net investment income

—

Total revenue

3,795

4,067+7.2%

4,119

YoY

+7.2%

Pre-tax income

757

711−6.2%

—

Net income

600

559−6.8%

577

YoY

−6.8%

Balance sheet

FY24 FY25

TTM

Total assets

2,889

3,355+16.2%

3,557

Cash & short-term investments

298

346+15.9%

—

Other assets

2,590

3,010+16.2%

—

Total liabilities

901

1,072+18.9%

1,090

Other liabilities

901

1,072+18.9%

—

Shareholders’ equity

1,987

2,283+14.9%

2,467

Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.

Cash flow statement · as filed

FY24 FY25

TTM

Cash from operations

611

687+12.3%

698

Net income

600

559−6.8%

—

Depreciation & amortization

69+22.9%

—

Working capital & other

(46)

58n/m

—

Cash from investing

(227)

(439)n/m

—

Capex

(125)

(116)n/m

—

PP&E sold

—

Investments bought

(474)

(693)n/m

—

Investments sold / matured

197

189−4.1%

—

Other investing

175

181+3.4%

—

Cash from financing

(230)

(200)n/m

—

Dividends

(238)

(254)n/m

—

Other financing

54+624.4%

—

Net change in cash

154

47−69.2%

—

Free cash flow (OCF − capex)

486

571+17.4%

553

Where the earnings went

FY24 FY25

TTM

Net income

600

559−6.8%

577

Returned to shareholders

238

254+7.1%

—

% of net income

39.6%

45.5%

Dividends

238

254+7.1%

—

Retained

363

305−15.9%

—

Operating cash flow

611

687+12.3%

698

Returns & ratios

FY24 FY25

TTM

Operating ROE

30.2%

26.2%−4.0 pp

—

ROA

20.8%

16.7%−4.1 pp

—

Income

Sep '25

Dec '25

Mar '26

Jun '26

Revenue

1,067

951

1,012

1,090

vs year-ago quarter

Operating income

209

158

167

204

Net income

183

150

180

vs year-ago quarter

Net margin

17.1%

6.7%

14.9%

16.5%

Balance sheet

Sep '25

Dec '25

Mar '26

Jun '26

Total assets

3,324

3,355

3,377

3,557

Cash & equivalents

569

346

269

283

Shareholders’ equity

2,309

2,283

2,354

2,467

Cash flow

Sep '25

Dec '25

Mar '26

Jun '26

Operating cash flow

219

172

215

Capex

Free cash flow

184

141

173

vs year-ago quarter