FirmAtlas
Company handbook · EFX · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
EFX · CIK 33185 · LATEST FILING: 10-Q JUN '26 · FILED JUL 21, 2026
EQUIFAX INC.
$161.25
−0.01 (−0.01%)
Close, Oct 16, 2026 · 52-week $137–239
Last fiscal year
EQUIFAX INC. reported revenue of $6.1B for the year ended Dec 31, 2025 (FY25), up 6.9% from FY24. Net income was $660M, operating cash flow $1.6B and free cash flow $1.1B. Source: 10-K filed Feb 19, 2026.
Market cap
$19.4B
P/E
28.1
EV/EBITDA
13.4x
P/B
4.4
Div yield
1.35%
ROIC
8.5%
Revenue 1Y
6.9%/yr
EPS 1Y
9.9%/yr
Shares 1Y
−3%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOMark W. Begor
HQAtlanta, GA
AuditorErnst & Young LLP
Year endsDecember
Revenue by segment · FY25
Workforce Solutions43%
US Information Solutions34%
International23%
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
2.2%
−9.4%
−3.6%
−29.0%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the cash went · FY24–FY25
$2.4B deployed
Capex
$993M
41.0%
Acquisitions
$74M
3.1%
Dividends
$426M
17.6%
Buybacks
$928M
38.3%
Operating cash flow over the period: $2.9B. Total debt changed by +$76M.
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Revenue
5,681
6,074+6.9%
6,444
YoY
+6.9%
Operating income
1,042
1,095+5.1%
1,150
Operating margin
18.3%
18.0%−0.3 pp
—
EBITDA
1,723
1,822+5.8%
—
EBITDA margin
30.3%
30.0%−0.3 pp
—
Interest expense
229
212−7.3%
—
Interest coverage
7.52x
8.58x+1.06x
—
Net income
604
660+9.3%
691
YoY
+9.3%
Net margin
10.6%
10.9%+0.2 pp
—
EPS (diluted, $)
4.84
5.32+9.9%
5.71
YoY
+9.9%
Balance sheet
Total assets
11,759
11,864+0.9%
11,982
Cash & short-term investments
170
181+6.4%
—
Accounts receivable
958
1,013+5.8%
—
Net PP&E
1,892
1,932+2.1%
—
Other assets
8,740
8,738−0.0%
—
Total liabilities
6,962
7,260+4.3%
7,602
Accounts payable
138
206+49.3%
—
Total debt
5,038
5,114+1.5%
4,057
Other liabilities
1,787
1,939+8.5%
—
Shareholders’ equity
4,797
4,604−4.0%
4,380
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Cash flow statement · as filed
Cash from operations
1,324
1,616+22.0%
1,612
Net income
607
664+9.4%
—
Depreciation & amortization
681
727+6.8%
—
Stock-based compensation
82
78−3.9%
—
Working capital & other
(45)
146n/m
—
Cash from investing
(512)
(554)n/m
—
Capex
(512)
(481)n/m
—
Acquisitions
0
(74)n/m
—
Other investing
0
1n/m
—
Cash from financing
(846)
(1,060)n/m
—
Debt raised
650
2−99.7%
—
Debt repaid
(1,446)
(400)n/m
—
Dividends
(193)
(233)n/m
—
Buybacks
0
(928)n/m
—
Shares issued
78
46−40.7%
—
Other financing
64
453+603.0%
—
Net change in cash
(47)
11n/m
—
Free cash flow (OCF − capex)
813
1,134+39.5%
1,105
Where the cash went
Operating cash flow
1,324
1,616+22.0%
1,612
Reinvested in the business
512
556+8.6%
—
% of operating cash flow
38.6%
34.4%
Capex
512
481−5.9%
507
Acquisitions
0
74n/m
—
Free cash flow
813
1,134+39.5%
1,105
YoY
+39.5%
Returned to shareholders
193
1,160+500.6%
—
% of free cash flow
23.8%
102.3%
Dividends
193
233+20.5%
—
Buybacks
0
928n/m
—
Change in total debt
—
76
—
Cash left over
—
(24)
—
FCF conversion (FCF ÷ net income)
134.6%
171.8%+37.2 pp
—
Owner earnings
—
919
—
Owner earnings margin
—
15.1%
—
Buyback yield
—
3.6%
—
Returns & ratios
ROIC (all capital)
8.1%
8.5%+0.4 pp
—
ROIC (operating)
28.8%
29.8%+1.0 pp
—
Net debt / EBITDA
2.83x
2.71x−0.12x
—
Debt / equity
1.05x
1.11x+0.06x
—
ROE
12.6%
14.3%+1.7 pp
—
ROA
5.1%
5.6%+0.4 pp
—
ROCE
10.5%
11.5%+1.0 pp
—
NOPAT
781
813+4.1%
—
Invested capital (operating)
2,711
2,739+1.0%
—
Invested capital (all)
9,665
9,538−1.3%
—
Reinvestment rate
—
3.4%
—
Income
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
1,545
1,551
1,649
1,700
vs year-ago quarter
Operating income
264
284
288
314
Net income
160
176
172
184
vs year-ago quarter
Net margin
10.4%
11.3%
10.4%
10.8%
EPS (diluted, $)
1.29
1.46
1.42
1.54
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
11,832
11,864
11,942
11,982
Cash & equivalents
189
181
183
170
Total debt
4,054
5,114
4,056
4,057
Shareholders’ equity
4,938
4,604
4,541
4,380
Cash flow
Sep '25
Dec '25
Mar '26
Jun '26
Operating cash flow
560
471
242
340
Capex
122
130
120
135
Free cash flow
438
341
122
205
vs year-ago quarter