FirmAtlas
Company handbook · AIZ · Prepared by FirmAtlas · firmatlas.app · printed 2026-10-17
AIZ · CIK 1267238 · LATEST FILING: 10-Q JUN '26 · FILED AUG 6, 2026
Assurant, Inc.
$283.31
+1.44 (+0.51%)
Close, Oct 16, 2026 · 52-week $206–304
Last fiscal year
Assurant, Inc. reported revenue of $12.8B for the year ended Dec 31, 2025 (FY25), up 7.9% from FY24. Net income was $873M. Source: 10-K filed Feb 19, 2026.
Market cap
$14.1B
P/E
13.3
P/B
2.3
Div yield
1.24%
Op. ROE
17.2%
Revenue 1Y
7.9%/yr
EPS 1Y
17.1%/yr
Shares 1Y
−2%
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Median
Daily closes, split-adjusted · ratios at each fiscal year end
Company
CEOKeith W. Demmings
HQAtlanta, GA
AuditorPricewaterhouseCoopers LLP
Employees14,800
Year endsDecember
Compounded growth & averages
10Y
5Y
3Y
TTM
Share price
12.0%
11.8%
23.7%
36.4%
Upgrade to see 10 years
Share price: yearly compound rate of the traded close; the last column is the past year.
Where the earnings went · FY24–FY25
$1.6B net income
Dividends
$324M
19.9%
Buybacks
$611M
37.4%
Retained
$698M
42.7%
Growth engines
How much of the profit growth came from new investment, and how much from running the business better.
Upgrade to see 10 years
Financials
Last 2 years · Upgrade to see 10 years · USD millions · each year opens its 10-K · change vs previous year
Last 4 quarters · USD millions · quarter-end month shown · change vs same quarter a year earlier
TTM = the last four quarters, to Jun '26. Balance-sheet rows show that latest quarter. “—” where the quarters do not add up to the annual figures. No TTM for cash: our quarterly rows do not hold short-term investments yet, and annual cash includes them.
Income
Net premiums earned
9,796
10,483+7.0%
—
Net investment income
519
527+1.6%
—
Total revenue
11,878
12,814+7.9%
13,456
YoY
+7.9%
Losses & loss adjustment expenses
2,766
2,928+5.8%
—
Policy acquisition costs
3,966
4,098+3.3%
—
Pre-tax income
927
1,087+17.3%
—
Net income
760
873+14.8%
1,064
YoY
+14.8%
EPS (diluted, $)
14.46
16.93+17.1%
21.05
YoY
+17.1%
Balance sheet
Total assets
35,021
36,290+3.6%
36,081
Cash & short-term investments
1,808
1,834+1.5%
—
Investments
8,544
10,062+17.8%
—
Other assets
24,668
24,394−1.1%
—
Total liabilities
29,914
30,418+1.7%
29,984
Loss & LAE reserves
2,914
2,101−27.9%
—
Unearned premiums
20,211
20,881+3.3%
—
Other liabilities
6,788
7,435+9.5%
—
Shareholders’ equity
5,107
5,872+15.0%
6,098
Shares outstanding (M)
51
50−2.0%
—
Total liabilities = total assets − shareholders’ equity, so it includes minority interest where a company has one.
Cash flow statement · as filed
Cash from operations
1,333
1,834+37.6%
1,871
Net income
760
873+14.8%
—
Depreciation & amortization
139
156+12.2%
—
Stock-based compensation
81
86+5.7%
—
Working capital & other
352
719+104.3%
—
Cash from investing
(658)
(1,458)n/m
—
Capex
(221)
(236)n/m
—
Acquisitions
(13)
(24)n/m
—
Investments bought
(2,287)
(3,082)n/m
—
Investments sold / matured
564
807+43.0%
—
Other investing
1,299
1,076−17.1%
—
Cash from financing
(478)
(364)n/m
—
Debt raised
0
298n/m
—
Debt repaid
0
(176)n/m
—
Dividends
(156)
(168)n/m
—
Buybacks
(307)
(304)n/m
—
Other financing
(14)
(14)n/m
—
Net change in cash
180
26−85.4%
—
Free cash flow (OCF − capex)
1,111
1,598+43.8%
1,656
Where the earnings went
Income
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
3,232
3,350
3,420
3,454
vs year-ago quarter
Net income
266
225
274
299
vs year-ago quarter
Net margin
8.2%
6.7%
8.0%
8.6%
EPS (diluted, $)
5.17
4.52
5.41
5.95
vs year-ago quarter
Balance sheet
Sep '25
Dec '25
Mar '26
Jun '26
Total assets
35,782
36,290
35,768
36,081
Cash & equivalents
1,712
1,834
1,592
1,699
Shareholders’ equity
5,758
5,872
5,869
6,098
Cash flow
Sep '25
Dec '25
Mar '26
Jun '26
Operating cash flow
505
671
240
454
Capex
63
59
48
45
Free cash flow
442
612
193
409
vs year-ago quarter